If receiving a phone call from the Plains Commerce Fraud department, please note that it is not standard practice to request full card numbers. Please contact us if you have received such a call requesting full card information at 877.227.7548.

Credit Cards

Personal Plains Commerce Bank Credit Card

Power-Up Your Wallet

Plains Commerce Bank offers a powerful line of personal credit cards with unique and competitive features. Whether you're looking to earn rewards or lower your APR, we have a card that is right for you. Each card offers these great benefits:

  • Secure online access, 24 hours a day, 7 days a week
  • Premium benefits
  • Multiple payment options
  • Apple Pay® Samsung Pay® and Google Pay® contactless payment technology


Apply Now

Already a cardmember? Login to access your account & manage your card.

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Why Plains Commerce Credit Cards?

Our personal credit cards are not "one-size-fits-all." With local servicing and decision-making, quick turnaround, and a variety of attractive options, Plains Commerce provides a more personalized approach to credit card banking. Please contact our team with any questions, or explore available card options below.

Choose the Credit Card That's Best for You


Plains Commerce PlatinumPlains Commerce Low Rate PlatinumPlains Commerce Platinum RewardsPlains Commerce World
  • Low APR with no annual fee. Terms and Conditions
  • 0% INTRO APR on purchases and balance transfers for the first 6 months. Then a variable APR, currently Prime +5.74% to Prime +13.74% APR applies, based on creditworthiness. A Balance Transfer Fee of 3% or $10 on the amount of the transfer, whichever is greater, will apply to each balance transfer. Balance Transfers subject to available credit. Terms and Conditions
  • No fee for Balance Transfers in the first 6 months. A 1% or $10 Balance Transfer Fee on the amount of each transfer, whichever is greater, applies thereafter. Balance transfers are subject to available credit. Terms and Conditions
  • Lowest variable APR for those trying to pay off higher interest debt
  • Terms and Conditions
  • Valuable Rewards – unlimited 1% cash back for every dollar spent1
  • Unlimited 1% Cash Back on all purchases1
  • $50 cash back bonus after spending $1,000 in the first 90 days2
  • Terms and Conditions
  • 3% cash back on travel and dining, 2% cash back on gasoline and 1% on all other purchases3
  • $500 cash back bonus when you spend $5,000 in the first 90 days2
  • No limit to rewards.1 Cash back rewards can be redeemed for a direct deposit to your checking account or for a statement credit
  • Terms and Conditions

Apply Today

Whichever card you choose, expect great rewards and unmatched customer service from the Plains Commerce team. Contact a personal banker below with questions, or start your application online today.

Apply Now

Personal Banking Team

Aberdeen, SD

Vicki Jorgensen

Vicki Jorgensen

Retail Sales Manager
Get to Know Me Vicki Jorgensen
Stephanie Mages

Stephanie Mages

Retail Banker
Get to Know Me Stephanie Mages
Allison Maunu

Allison Maunu

Retail Banker
Get to Know Me Allison Maunu
Melissa Wilson

Melissa Wilson

Retail Banker
Get to Know Me Melissa Wilson

Bismarck, ND

Ryan Deraas

Ryan Deraas

Retail Banking Coordinator
Get to Know Me Ryan Deraas

Mitchell, SD

Amy Shank

Amy Shank

Retail Banker
Get to Know Me Amy Shank
Laine Weerheim

Laine Weerheim

Retail Banking Coordinator
Get to Know Me Laine Weerheim

Sioux Falls, SD - East 10th

Phil Bedinger

Phil Bedinger

Retail Banker
Get to Know Me Phil Bedinger
NMLS #: 634182
Riley Hay

Riley Hay

Retail Banker
Get to Know Me Riley Hay

Sioux Falls, SD - West 49th

Tim  Dunn

Tim Dunn

Retail Banker
Get to Know Me Tim Dunn
NMLS #: 512140
Kylie Redenius

Kylie Redenius

Retail Banker
Get to Know Me Kylie Redenius
NMLS #: 1532907
Jean VanErmen

Jean VanErmen

Retail Banker
Get to Know Me Jean VanErmen

Sioux Falls, SD - East 57th

Ben Eide

Ben Eide

Branch Manager
Get to Know Me Ben Eide
NMLS #: 1423008

Watertown, SD - 109 1st Ave SE

Cheri Andrews

Cheri Andrews

Retail Banker
Get to Know Me Cheri Andrews
Gina Hegstrom

Gina Hegstrom

Retail Banker
Get to Know Me Gina Hegstrom
Dakota  Kalsbeck

Dakota Kalsbeck

Retail Banker
Get to Know Me Dakota Kalsbeck
Heather Koens

Heather Koens

Retail Banker
Get to Know Me Heather Koens
Rose Stroup

Rose Stroup

Retail Banker
Get to Know Me Rose Stroup
Justine Waba

Justine Waba

Retail Sales Manager
Get to Know Me Justine Waba
Ashley Wensing

Ashley Wensing

Retail Banker
Get to Know Me Ashley Wensing

Subject to credit approval. Ask for details.


1 For details on Rewards Program, please visit https://plainscommerce.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.


2 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://plainscommerce.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.


3 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.


Mastercard is a registered trademark of Mastercard International Incorporated. Certain terms, conditions, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.


Apple Pay® is a registered trademark of Apple, Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay® is a registered trademark of Google LLC



Personal Banking Team

Vicki Jorgensen
Vicki Jorgensen
About Me
Ashley Wensing
Ashley Wensing
About Me
Phil Bedinger
Phil Bedinger
About Me
Ben Eide
Ben Eide
About Me
Heather Koens
Heather Koens
About Me

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