Credit Cards

Personal Plains Commerce Bank Credit Card

Power-Up Your Wallet

Plains Commerce Bank offers a powerful line of personal credit cards with unique and competitive features. Whether you're looking to earn rewards or lower your APR, we have a card that is right for you. Each card offers these great benefits:

  • Secure online access, 24 hours a day, 7 days a week
  • Premium benefits
  • Multiple payment options
  • Apple Pay® Samsung Pay® and Google Pay® contactless payment technology


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Why Plains Commerce Credit Cards?

Our personal credit cards are not "one-size-fits-all." With local servicing and decision-making, quick turnaround, and a variety of attractive options, Plains Commerce provides a more personalized approach to credit card banking. Please contact our team with any questions, or explore available card options below.

Choose the Credit Card That's Best for You


Plains Commerce PlatinumPlains Commerce Low Rate PlatinumPlains Commerce Platinum RewardsPlains Commerce World
  • Low APR with no annual fee. Terms and Conditions
  • 0% INTRO APR on purchases and balance transfers for the first 6 months. Then a variable APR, currently Prime +5.74% to Prime +13.74% APR applies, based on creditworthiness. A Balance Transfer Fee of 3% or $10 on the amount of the transfer, whichever is greater, will apply to each balance transfer. Balance Transfers subject to available credit. Terms and Conditions
  • No fee for Balance Transfers in the first 6 months. A 1% or $10 Balance Transfer Fee on the amount of each transfer, whichever is greater, applies thereafter. Balance transfers are subject to available credit. Terms and Conditions
  • Lowest variable APR for those trying to pay off higher interest debt
  • Terms and Conditions
  • Valuable Rewards – unlimited 1% cash back for every dollar spent1
  • Unlimited 1% Cash Back on all purchases1
  • $50 cash back bonus after spending $1,000 in the first 90 days2
  • Terms and Conditions
  • 3% cash back on travel and dining, 2% cash back on gasoline and 1% on all other purchases3
  • $500 cash back bonus when you spend $5,000 in the first 90 days2
  • No limit to rewards.1 Cash back rewards can be redeemed for a direct deposit to your checking account or for a statement credit
  • Terms and Conditions

Apply Today

Whichever card you choose, expect great rewards and unmatched customer service from the Plains Commerce team. Contact a personal banker below with questions, or start your application online today.

Apply Now

Personal Banking Team

Aberdeen, SD

Vicki Jorgensen

Vicki Jorgensen

Branch Manager
Get to Know Me Vicki Jorgensen
Stephanie Mages

Stephanie Mages

Retail Banker
Get to Know Me Stephanie Mages
Melissa Wilson

Melissa Wilson

Retail Banker
Get to Know Me Melissa Wilson
Molly  Wood

Molly Wood

Retail Banker
Get to Know Me Molly Wood
NMLS #: 1634748

Mitchell, SD

Amy Shank

Amy Shank

Retail Banker
Get to Know Me Amy Shank
Laine Weerheim

Laine Weerheim

Retail Banking Coordinator
Get to Know Me Laine Weerheim

Sioux Falls, SD - East 10th

Phil Bedinger

Phil Bedinger

Retail Banker
Get to Know Me Phil Bedinger
NMLS #: 634182
Riley Hay

Riley Hay

Retail Banker
Get to Know Me Riley Hay

Sioux Falls, SD - West 49th

Tim  Dunn

Tim Dunn

Retail Banker
Get to Know Me Tim Dunn
NMLS #: 512140
Joe Medema

Joe Medema

Branch Manager
Get to Know Me Joe Medema
NMLS #: 635008
Kylie Redenius

Kylie Redenius

Retail Banker
Get to Know Me Kylie Redenius
NMLS #: 1532907
Jean VanErmen

Jean VanErmen

Retail Banker
Get to Know Me Jean VanErmen

Sioux Falls, SD - East 57th

Ben Eide

Ben Eide

Branch Manager
Get to Know Me Ben Eide
NMLS #: 1423008
Melvin  McFadden

Melvin McFadden

Retail Banker
Get to Know Me Melvin McFadden
Elizebeth Santillan

Elizebeth Santillan

Retail Banker
Get to Know Me Elizebeth Santillan

Watertown, SD - 109 1st Ave SE

Cheri Andrews

Cheri Andrews

Retail Banker
Get to Know Me Cheri Andrews
Gina Hegstrom

Gina Hegstrom

Retail Banker
Get to Know Me Gina Hegstrom
Heather Koens

Heather Koens

Retail Banker
Get to Know Me Heather Koens
Rose Stroup

Rose Stroup

Retail Banker
Get to Know Me Rose Stroup
Justine Waba

Justine Waba

Branch Manager
Get to Know Me Justine Waba
Ashley Wensing

Ashley Wensing

Retail Banker
Get to Know Me Ashley Wensing

Subject to credit approval. Ask for details.


1 For details on Rewards Program, please visit https://plainscommerce.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.


2 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://plainscommerce.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.


3 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.


Mastercard is a registered trademark of Mastercard International Incorporated. Certain terms, conditions, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.


Apple Pay® is a registered trademark of Apple, Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay® is a registered trademark of Google LLC



Personal Banking Team

Melvin  McFadden
Melvin McFadden
About Me
Amy Shank
Amy Shank
About Me
Riley Hay
Riley Hay
About Me
Joe Medema
Joe Medema
About Me
Elizebeth Santillan
Elizebeth Santillan
About Me

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