Plains Money Market

Money Market Account

Earn More for Your Money

With a money market account(1), you can earn more interest on your savings each month. It’s an account that rewards higher balances with higher interest rates.

Think of it like a hybrid between checking and savings. Money market accounts operate like a savings account, but allow you to make check or debit card transactions. And, on top of it all, you get the personalized service and benefits of being a Plains Commerce Bank customer.

Other Benefits:

  • Earn interest every month on a tiered system that rewards high balances
  • Earnings are calculated on a single balance range where the account balance falls
  • Minimum balance requirement of $1,000 to avoid a $10 monthly service fee
  • Earnings are paid and compounded monthly
  • Free online banking
  • Unlimited deposits and withdrawals
  • E-statements and mobile banking
  • Free ATM card

How money market accounts compare to other savings accounts:

Type of accountHow is the interest rate?
Why open this account?
Plains Money Market Account
7 rate tiers designed to fit a wider range of savings needs.

  • Interest rates may be better than a standard savings account, especially if you have a higher balance.
  • Earnings are calculated on a single
    balance range where the account balance falls.
Plains SavingsNo tiers. Earns the same rate on the entire balance, regardless of balance.
  • You want to earn interest on your account with no minimum balance.
  • You need unlimited deposits and withdrawals.
  • No service fees.
Plains High-Yield Savings
Our highest-yield rates. Minimum balance requirement of $100,000 to earn interest on the entire balance.
  • You want to earn a competitive annual percentage yield on your savings of $100,000 or more.
Certificates of deposits (CDs)
Competitive interest rate that is higher than regular savings.
  • You don't need immediate access to your funds.
  • You want higher interest rates, without the risk of investing in markets.

Frequently Asked Questions

Should I open a money market account?

Are there limits to using a Money Market account?

Is it a safe investment?

How do I add money to my account?

What do I need to open an account?

You deserve more from your money. Open a money market account and start earning today.

Open an Account

Still have questions?

Contact one of our bankers, call us, or send us your question online.

To contact us, Contact Us

(1) Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.


Fees could reduce earnings on the account.


ATM/Checkcard upon application approval. Fees may apply for ATM/Checkcards.

Personal Banking Team

Laine Weerheim
Laine Weerheim
About Me
Tim Dunn
Tim Dunn
About Me
Justine Waba
Justine Waba
About Me
Phil Bedinger
Phil Bedinger
About Me
Cheri Andrews
Cheri Andrews
About Me

Leaving plainscommerce.com

While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

Continue Stay on plainscommerce.com
External Popup