Certificates of Deposit
A certificate of deposit from Plains Commerce Bank is customized, safe, and secure—and has a great return on investment. Learn more about the benefits.
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With a money market account(1), you can earn more interest on your savings each month. It’s an account that rewards higher balances with higher interest rates, free check blanks, and more.
Think of it like a hybrid between checking and savings. Money market accounts operate like a savings account, but allow you to make a limited number of check or debit card transactions. And, on top of it all, you get the personalized service and benefits of being a Plains Commerce Bank customer.(2)
Make the switch to Plains Commerce Bank, and get more for your money. Whenever you're ready, our experts are here to help.Make the Switch
|Money Market||Choice Money Market|
|Minimum Balance to Open||$1,000||$50,000|
|Daily Balance Requirements||$1,000||$50,000|
If you’re looking for a safe place to deposit a large sum of money and earn some interest, a money market account is worth considering.
Reasons for opening a money market account include:
|Type of account||How is the interest rate?||Why open this account?|
|Money Market account||Generally higher or competitive with savings account rates.|
|Savings account2||Depends on the account, but generally lower. |
|Certificates of deposits (CDs)||Competitive interest rate that is higher than regular savings.|
There are no limits to either transfers or withdrawals for Money Market Accounts at Plains Commerce Bank. This allows for more flexibility when it comes to saving and managing your money.
Yes. A money market account is not a money market fund (an investment that could lose value if the market fails). Money market accounts are deposits, and as such they are backed by the FDIC, up to $250,000 per depositor.
The process is the same as for any other account:
It is important to note that transactions on these accounts are limited by the Federal Reserve to 6 transactions per statement cycle.
To open an account or switch to Plains Commerce, you will need:
You deserve more from your money. Open a money market account and start earning today.Open an Account
Contact one of our bankers, call us, or send us your question online.To contact us, Contact Us
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