Money Market

Money Market Account

Earn More for Your Money

With a money market account(1), you can earn more interest on your savings each month. It’s an account that rewards higher balances with higher interest rates, free check blanks, and more.

Think of it like a hybrid between checking and savings. Money market accounts operate like a savings account, but allow you to make a limited number of check or debit card transactions. And, on top of it all, you get the personalized service and benefits of being a Plains Commerce Bank customer.(2)  

Make the switch to Plains Commerce Bank, and get more for your money. Whenever you're ready, our experts are here to help.

Make the Switch
Money Market Choice Money Market
Minimum Balance to Open $1,000 $50,000
Daily Balance Requirements $1,000 $50,000
Monthly Service Charge $0 if the daily balance is met.
$15 if the daily balance is not met.
$0 if the daily balance is met.
$25 if the daily balance is not met.

Other Benefits:

  • Earn interest every month on a tiered system that rewards high balances
  • Free online banking 
  • Unlimited deposits and withdrawals in person or by mail(2) 
  • E-statements and mobile banking 
  • Free ATM card(3) 
  • Free check blanks, cashier's checks, and notary services

Frequently Asked Questions

Should I open a money market account?

How do money market accounts compare to other savings accounts?

Type of account
How is the interest rate?
Why open this account?
Money Market account
Generally higher or competitive with savings account rates.
  • Interest rates may be better than a standard savings account, especially if you have a higher balance.
  • You want to be able to write checks or make purchases on the account (up to 6 times a month).
Savings account2
Depends on the account, but generally lower. Our Kasasa Saver account offers competitive rates for lower balances.
  • You want to earn interest on your account with a low minimum balance.
  • You need unlimited deposits and withdrawals.
Certificates of deposits (CDs)
Competitive interest rate that is higher than regular savings. View our current CD special rates.
  • You don't need immediate access to your funds.
  • You want higher interest rates, without the risk of investing in markets.

Are there limits to using a Money Market account?

Is it a safe investment?

How do I add money to my account?

What do I need to open an account?

You deserve more from your money. Open a money market account and start earning today.

Open an Account
Two icon people speaking

Still have questions?

Contact one of our bankers, call us, or send us your question online.

To contact us, Contact Us
Disclaimer
(1) Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Fees could reduce earnings on the account.

(2) Transfers to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six (6) per statement cycle. $5.00 fee per item for transfers/checks exceeding six.

(3) ATM/Checkcard upon application approval. Fees may apply for ATM/Checkcards.

Leaving plainscommerce.com

While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

Continue Stay on plainscommerce.com
External Popup