COVID-19: Our East 10th Street & 49th Street, Sioux Falls, SD locations along with our Bismarck, ND location have resumed lobby hours by appointment only.
Drive-up hours are 8am-5pm for Sioux Falls East 10th and will remain unchanged for our 49th Street, Sioux Falls and Bismarck locations.

The health and safety of our customers and colleagues is our top priority. Visit Plains Commerce Cares for the latest information.

Choice Checking

Higher Interest Rates. Better Perks.

Choice Checking represents the ultimate in personal checking accounts(1). With a higher interest rate and terrific perks (including free check blanks, cashier’s checks, and more), this account is a great choice for anyone who carries a daily balance of $5,000 or higher in any combination of our deposit products.

Choice Checking Account Benefits

  • Earns interest at a higher rate than our Interest Checking Account
  • No monthly service charges if the daily $5,000 combined minimum balance for all deposit accounts is met each statement cycle
  • Monthly service charge of $15.00 if the combined daily balance is not met
  • Free online banking & bill pay
  • Free ATM/Checkcard along with unlimited ATM and debit card transactions(2)
  • Free checks
  • E-statements and mobile banking
  • Free check blanks
  • Free cashier’s checks
  • Personal line of credit with Ready Reserve(3)

So whether you choose to bank in-person, by phone, or online, you’ll enjoy all of the above—plus great customer service.

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Get the ball rolling and see how easy banking can be.

Contact us or call 877.227.7548

To contact us, Start Here
(1) Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Fees could reduce earnings on the account.

(2) ATM/Checkcard upon application approval. Fees may apply for ATM/Checkcards.

(3) Ready Reserve upon application approval.


While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

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