COVID-19: The health and safety of our customers and colleagues remains our top priority.

Paycheck Protection Program: Key Changes & Updated Applications

Choice Checking

Perks and Interest for Strong Relationships.

Choice Checking represents the ultimate in personal checking accounts(1). With a higher interest rate and terrific perks (including free check for life, cashier’s checks, and more), this account is a great choice for anyone who carries a daily combined balance of $5,000 or higher in any combination of our deposit products.

Choice Checking Account Benefits

  • Higher overall blended APY(2) when paired with a savings plan
  • Unlimited ATM surcharge fee refunds for out-of-network ATMS and access to over 34,000 surcharge free ATMS with MoneyPass®
  • No service charge for the first three months
  • No monthly service charges if the daily $5,000 combined minimum balance for all deposit accounts is met each statement cycle
  • FREE Checks for life
  • FREE New account starter pack
  • FREE Online Essentials with Bill Pay
  • FREE Mobile Banking and Mobile Deposit
  • FREE Digital Debit Card
  • FREE CardValet
  • FREE Credit Sense monitoring and alerts
  • FREE Debit Card(3)
  • FREE Cashier’s checks
  • Personal line of credit with Ready Reserve(4)
  • Monthly service charge of $15.00 if the combined daily balance is not met

So whether you choose to bank in-person, by phone, or online, you’ll enjoy all of the above—plus great customer service.

Two icon people speaking

Get the ball rolling and see how easy banking can be.

Contact us or call 877.227.7548

To contact us, Start Here
(1) Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Fees could reduce earnings on the account.

(2) APY=Annual Percentage Yield

(3) Debit Card upon application approval. Fees may apply for Debit Card.

(4) Ready Reserve upon application approval.

Leaving plainscommerce.com

While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

Continue Stay on plainscommerce.com
External Popup