Free Checking

Bank Without Fees

The best checking accounts are free—free of monthly fees, minimum balance requirements, transaction limits, and hassle. Plains Commerce Bank’s free checking account has all of the above and everything you want.

When you’re looking for the best, look to us. You can start your application to open a free checking account online, or visit any of our locations throughout North and South Dakota.

Ready to break free of fees?

We make it simple. Make the switch today!

Switch to Plains Commerce

No monthly service fee charge

No minimum balance to open, and no minimum month-to-month balance

Free online banking and bill pay

Free ATM Checkcard(1)

Free starter box of checks

Unlimited ATM and debit card transactions

E-statements and mobile banking

Personal line of credit with Ready Reserve(2)

Frequently Asked Questions

Why should I choose a local, community bank?

Are there any fees with a free checking account?

What if I overdraft my account? Is there a fee?

What is the cost of my debit card or checks?

What do I need to open an account?

Whenever you're ready to open your account, Plains Commerce Bank is ready to help. Start your application or talk to us today!

Open my account
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Still have questions?

Contact one of our bankers, give us a call, or send us your question online.

To contact us, Contact Us
(1) ATM/Checkcard upon application approval. Fees may apply for ATM/Checkcards.

(2) Ready Reserve upon application approval.

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