Checking with interest is the simple way to make your money work for you in multiple ways. It's money in the bank—literally.
COVID-19: The health and safety of our customers and colleagues remains our top priority.
US Treasury and IRS begin delivering second round of Economic Impact Payments. Visit Plains Commerce Cares for the latest information.
The best checking accounts are free—free of monthly fees, minimum balance requirements, transaction limits, and hassle. Plains Commerce Bank’s free checking account has all of the above and everything you want.
We make it simple. Make the switch today!Switch to Plains Commerce
No monthly service fee charge
No minimum balance to open, and no minimum month-to-month balance
Free Online Essentials to include bill pay and credit monitoring services
Free Debit Card(1)
Free starter box of checks
Unlimited ATM and debit card transactions
E-statements and mobile banking with mobile deposit
Personal line of credit with Ready Reserve(2)
Choosing a local bank means you're supporting the bank that supports you and your community. Your bankers are your neighbors, your friends so you'll have more personalized attention, and you'll have financial benefits like better interest rates.
Community banks give back to the people and economies that they're part of. It's a win-win for everyone.
No, there are no fees associated with our free checking accounts in good standing.
Yes, you will be charged a $30 overdraft fee per item. If the account remains overdrawn for 7 days, you will be assessed a $30 continuous overdraft charge every 7 days. There is a maximum overdraft fee of $150 per day. Worried about a possible overdraft? Activate Ready Reserve(2) on your checking account today!
You'll receive a free debit card as well as a free box of starter checks when you open an account.
To open an account or switch to Plains Commerce, you will need:
Whenever you're ready to open your account, Plains Commerce Bank is ready to help. Start your application or talk to us today!Open my account
Contact one of our bankers, give us a call, or send us your question online.To contact us, Contact Us
While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.Continue Stay on plainscommerce.com