Commercial Checking

Powerful Checking for Larger Businesses

If you’re a large corporation with high balances and a frequent number of transactions, this is the checking account you’re looking for.

Benefits of Commercial Checking:

  • No minimum to open
  • Free online business banking(1)
  • Remote Deposit(2)
  • Free Business ATM/Checkcard(2)
  • Debit item fee of $0.10/item
  • Transit items deposited fee of $0.08/item
  • $2.00 Chargeback item fee
  • Cash Management and other specialized services available(2)
  • $10 Monthly service charge
  • Use your Earnings Credits to offset the $10.00 monthly service charge

Plus, you’ll get the dedicated customer service that has made us a household and business name throughout the region.

Earnings Credit Details:

Offset your monthly service charge with Earnings Credits.(3) We’ll apply them to your average collected balance (less a bank-established reserve requirement).

View a sample Earnings Credit calculation (PDF—for demonstration purposes only).

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Get the ball rolling and see how easy banking can be.

Contact us or call 877.227.7548

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(1) The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made”.

As a customer of Plains Commerce Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

(2) Upon application approval. Fees may apply.

(3) Earnings credit rate may change at our discretion.

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