We are a community bank for a lot of reasons—but above all else, for the relationships we have with our customers. We’re in this together, which means your priorities are our priorities. And we take that to heart.
What is a community bank?
At Plains Commerce, we uphold the characteristics of a community bank. As defined by the FDIC, a community bank provides traditional banking services to local businesses and customers. Community banks keep loans and core deposits close to home. Unlike larger banks, we base credit decisions on local knowledge and long-term relationships.
Community banks tend to be relationship-based lenders, characterized by local ownership, local control, and local decision-making. By carrying out the traditional banking functions of lending and deposit-gathering on a local scale, community banks foster economic growth and help to ensure that the financial resources of the local community are put to work on its behalf.
With a long established history in the region, our community knowledge lends as much quality expertise as it does funding. As a result, banking with us is a personal experience that supports the towns we all call home.
Why choose a community bank?
At Plains Commerce Bank, you’ll always know who you’re working with. We’re active community members who are dedicated to its growth and success whether at the office or at the grocery store. As part of a community bank, we all work together to support our local economy.
Our eyes are always on the markets, so we know what your business might be going through. If there are financial challenges or changes on the horizon, your banker will be sure to let you know.
Apply for a mortgage, get a small business loan, or start a conversation. We’re ready to help you at any stage of the process. And, thanks to local decision-making, paperwork moves quickly and processes smoothly.
We invest in community involvement and improvement: our banks are creating jobs, and we proudly support local organizations. With our competitive rates and convenient services, you’ll find increased potential for growth and success. We combine values of the past with technologies of the future to help strengthen the local economy.
With big banks, it’s easy to feel like another transaction. That’s why, with Plains Commerce, you’re not only choosing a bank, you’re choosing a partnership with those who appreciate your business and understand what it means to you.
Communities We Support
Find our banks in many locations throughout South Dakota, as well as thousands of ATMs nationwide. Wherever you are, we’ll meet you there.Find a Bank or ATM
We’ve been rooted in the history of our community since our small-town beginnings. Read more about how Plains Commerce Bank got its start.Learn More
A company is only as good as its people—and ours are pretty great. Need a banker? A mortgage lender? You’ll find exactly who you’re looking for right here.Learn More
We love it when our customers let us know what they're thinking. See how our bankers have helped customers with everything from ag banking to mortgages!Learn More
Switch to Plains Commerce Bank
Plains Commerce makes it simple to switch banks—and we’ll help you every step of the way. See how simple opening an account can be.Learn More
At Plains Commerce Bank, our Core Values define where we came from, who we are today, and where we're going.Learn More
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