Terms and Conditions

This is where you’ll find information on our closing cost options, giveaways, and other specials.

No Closing Cost Options

Learn about the terms and conditions (PDF) that apply to our No Closing Cost mortgage option.

Certificate of Deposit (CD) Special

Learn more about the terms and conditions (PDF) that apply to our CDs.

Online Banking Agreement and Disclosure

Read our online banking agreement and disclosure (PDF).

Business Online Banking Terms & Conditions

Read our online business banking terms & conditions (PDF).

Home$tart Grant Program

Read full terms and conditions (PDF).

Bismarck $500 Mortgage Promotion

Read full terms and conditions (PDF).

Mortgage Sale

Learn more about the Mortgage Sale (PDF).

Lock & Shop

Learn more about our Lock & Shop (PDF) program.