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Business Credit Cards

Plains Commerce Business Banking Credit Card

More Spending Power for Your Company

Plains Commerce Bank offers a line of Business credit cards to help streamline your finances, whether you're a team of 15 or 1,500. Each card comes with unique perks for all your business transactions—rewards, cash back, low rates, and more:

  • A convenient method to separate business expenses, bridge gaps in cash flow, track spending, and budget
  • Competitive APRs, worldwide acceptance, and the professional service you can expect from Plains Commerce
  • Additional employee cards at no cost with the ability to set individual spending limits, spend controls, and alerts
  • Multiple payment options, including automatic debit, online, in branch or by mail

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Business Card

Our credit card products are designed to help bridge cash flow gaps, keep track of your company's expenses and enhance the buying power you need to operate your business. We offer a full range of credit card products and reward options that are perfect for everyday business expenses as well as your long-term product, inventory, and equipment needs.

Business cards are tailored for smaller operations with fewer than 100 employee cards that have individually customized credit limits. Please contact our team with questions, or explore available card options below.

Business Credit Card Options

Business PlatinumBusiness Low-Rate PlatinumBusiness Platinum RewardsBusiness World Elite
  • Our low APR option for our business customers who frequently carry a balance
  • Enjoy special financing for 6 months on purchases and balance transfers with your new Plains Commerce Bank Business Platinum card.1 Terms and Conditions
  • Mastercard® Platinum benefits such as Zero Liability Protection and Easy Savings®
  • Additional cards are available at no cost
  • Individual credit lines, spending limits, and controls for different employees
  • Consolidated company statement or individual statements to each cardholder
  • Apple Pay®, Samsung Pay® and Google Pay®: offers contactless payment technology on supported devices
  • Terms and Conditions


  • Special offer for balance transfers for 6 months with the Plains Commerce Bank Low Rate Platinum card1Terms and Conditions
  • Our lowest variable APR card is an option for those who may carry a balance from month to month
  • Mastercard® Platinum benefits such as Zero Liability Protection and Easy Savings®
  • Additional cards are available at no cost
  • Individual credit lines, spending limits, and controls for different employees
  • Consolidated company statement
  • Apple Pay®, Samsung Pay® and Google Pay®: offers contactless payment technology on supported devices
  • Terms and Conditions



  • Earn 1% cash back rewards on everyday purchases2
  • No limit to the cash back you can earn2
  • Additional cards are available at no cost
  • Individual credit lines, spending limits, and controls for different employees
  • Consolidated company statement or individual statements to each cardholder
  • Enjoy a $50 statement credit when you spend $1000 in the first 90 days3
  • Apple Pay®, Samsung Pay® and Google Pay®: offers contactless payment technology on supported devices
  • Mastercard Platinum benefits such as Zero Liability Protection and Easy Savings®
  • Terms and Conditions


  • Redeem cash back through deposit to your business account or for a statement credit – no limit to the cash back you can earn2
  • Additional cards are available at no cost
  • Individual credit lines, spending limits, and controls for different employees
  • Consolidated company statement or individual statements to each cardholder
  • Get 3% cash back on travel and dining, 2% on gas and office supplies and 1% on everything else4
  • Apple Pay®, Samsung Pay® and Google Pay®: offers contactless payment technology on supported devices
  • Mastercard Platinum benefits such as Zero Liability Protection and Premium Easy Savings®
  • Terms and Conditions


Let's Start the Process

Our Business Banking team is happy to discuss the features of our Business credit card program in further detail. Please contact one of our bankers below, or go ahead and start your application now.

Apply Now

Business Banking Team

Aberdeen, SD

Trevan Korthour

Trevan Korthour

Business Banker
Get to Know Me Trevan Korthour
NMLS #: 2226814

Hoven, SD

Jerry Hageman

Jerry Hageman

VP/Business Banker
Get to Know Me Jerry Hageman
NMLS #: 473247
Kay Kaup

Kay Kaup

Market President
Get to Know Me Kay Kaup
NMLS #: 473254

Mitchell, SD

Jill Luque

Jill Luque

Market President
Get to Know Me Jill Luque
NMLS #: 2067737
Luke Tiesler

Luke Tiesler

Business Banking Service Specialist
Get to Know Me Luke Tiesler

Sioux Falls, SD - West 49th

Skyler Bloch

Skyler Bloch

Business Banker
Get to Know Me Skyler Bloch
NMLS #: 1847497
Hank McCall

Hank McCall

Market President
Get to Know Me Hank McCall
NMLS #: 2284902
Ryan Schneider

Ryan Schneider

VP/Business Banker
Get to Know Me Ryan Schneider
NMLS #: 1330729
Jason Sundberg

Jason Sundberg

VP/Business Banker
Get to Know Me Jason Sundberg
NMLS #: 423121

Watertown, SD - 109 1st Ave SE

Jordyn Winter

Jordyn Winter

Business Banker
Get to Know Me Jordyn Winter
NMLS #: 1879925
Jared  Zimprich

Jared Zimprich

Market President
Get to Know Me Jared Zimprich
NMLS #: 1944150

Subject to Credit Approval. Ask for details.


1See Terms and Conditions for complete details. Balance Transfers are subject to available credit.


2For details on Rewards Program, please visit https://plainscommerce.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.


3Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://plainscommerce.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.


4We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.


Mastercard is a registered trademark of Mastercard International Incorporated. Certain terms, conditions, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.


Apple Pay® is a registered trademark of Apple, Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay® is a registered trademark of Google LLC.

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