Interest Checking

Checking with Interest

Earn interest on the money in your checking account with Interest Checking(1). It’s a simple way to make your money work for you—and best of all, you’ll have full access to your funds, 24/7. Plus, if you keep an average of $500 per statement cycle (or more) in your checking account, you get total freedom from monthly service charges. That’s money in the bank—literally.

Interest Checking Account Benefits

  • Earns interest
  • No monthly service charges if the average minimum balance of $500 is met each statement cycle
  • Monthly service charge of $7.50 if the average balance is not met
  • Free online banking and bill pay
  • Free ATM/Checkcard(2)
  • Free starter box of checks
  • E-statements and mobile banking
  • Unlimited ATM and debit card transactions
  • Personal line of credit with Ready Reserve(3)

Do your banking in person or online—either way, you’ll earn interest on your checking account balance while enjoying personalized customer service.

Get the ball rolling and see how easy banking can be.

Contact us or call 877.227.7548

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(1) Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Fees could reduce earnings on the account.

(2) ATM/Checkcard upon application approval. Fees may apply for ATM/Checkcards.

(3) Ready Reserve upon application approval.


While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

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