We don’t like to brag, but we’re great with home mortgages. Let our lending team find the loan that fits your needs, From first-time homebuyers and beyond.
The Plains Commerce Bank team is excited to help you take the next step toward getting your first home. We know it can be an overwhelming process, so we’ve gathered some quick advice from our mortgage experts to help you get started.
If you feel confident with the process, but are looking for a reputable, local mortgage banker in South Dakota, apply with us today! Otherwise, read on.
Maybe you’ve heard commercials or seen ads about low interest rates on mortgages. (Maybe you’ve even heard ours?) If you want to buy a home within the next 90 days, you should consider locking today’s interest rate. Rates can change at any time, so when they’re low like they are now, it’s time to make your move.
A low interest rate saves you money over the life of your home loan. If you want to spend less on your mortgage bill each month, low rates can help!
Your rate will depend on the loan program you choose, and there are many options for first-time homebuyers. (More on that next.)
Start by getting prequalified for a mortgage. It’s that simple.
This program is helping more renters become homeowners. You don’t need a 20% down payment to buy a home like your parents before you. With this program, you may be able to get a mortgage with no down payment and a low interest rate. To qualify:
This program offers a great opportunity for help with your down payment - find out if you qualify today.
Learn more by getting prequalified for a mortgage. Applying is simple and we won’t charge you to get pre-qualified.
Our mortgage bankers give great advice, and they won’t charge you for their time. They’re here to help you make the right decision. That’s their job!
They’ll walk you through the entire process of getting a home loan. Call 1.877.227.7548 (8 a.m. - 5 p.m., Monday through Friday) to get pre-qualified. Or, apply online anytime and we’ll follow up with you.
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