Mortgage Banker Finance

Warehouse funding options by Plains Commerce Bank are designed by mortgage bankers, for mortgage bankers. We go beyond traditional warehouse lines and deliver solutions that provide capital when you need it, without the headache.


Benefits of Our Warehouse Facilities

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Our warehouse funding process is simple and swift, providing you with approval and funding in less than 30 days. We use a modern pricing index and automated technologies to ensure efficiency and security. Additional benefits include:

  • Improve cash flow with a higher advance rate (over 100% of the Note amount).
  • Save money with faster purchase turnaround.
  • Save time with an easy wire request system.
  • Avoid fires and headaches with a dedicated decision-maker in your back pocket.
  • No pressure - we don't have a non-utilization fee or minimum volume requirement.

Whether you're a seasoned correspondent or a mortgage broker transitioning to correspondent delivery, our aim is to help you grow your business through smart warehouse lending solutions.

Pricing Tiers

View the Warehouse Lending Pricing Tiers

Click to View Chart

Warehouse Lending Process

We pride ourselves on a streamlined lending process. From start to finish, there are four simple steps:

  1. Set up a discovery call with your account executive or our VP of Warehouse Lending
  2. Receive term sheet and Comergence application
  3. Deliver diligence items and receive Board approval
  4. Close and onboard, receiving funding within 30 days


It used to take our team up to 30 minutes to request a wire. With PCB, it takes only 5 minutes.

- Jason P, Certified Mortgage Planners

Schedule A Meeting

Please contact our team with any questions, or schedule a meeting with one of our Warehouse Lending experts below.

Schedule Your Meeting


While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

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