No matter what stage of the home-buying process you’re in, using a Plains Commerce Bank mortgage calculator can be very beneficial and provide you with a variety of information needed to buy or refinance a home. Not only can these tools estimate your monthly payments, but they can also show how much you need to save to afford your dream home. Find which mortgage calculator is right for you below.

Payment/Amortization Calculator

Calculate your monthly mortgage and see how the principal is paid over time. Use this information to help determine what and how much you’re able to afford.

What you will need:

  • Loan amount
  • Interest rate
  • Loan Term

Refinance Break-Even Point Calculator

Are you thinking about refinancing your home? This mortgage calculator is right for you. Find out how long it may take to break-even on a refinanced loan.

What you will need:

  • Current monthly payment
  • New loan amount
  • New interest rate
  • Loan term
  • Closing costs

Debt Consolidation Calculator

Do you feel overwhelmed by the amount of debt you have accrued? You’re not alone. Determine if you can consolidate your debt by combining it with your home mortgage.

What you will need:

  • The balance, monthly payment, and interest rate of any current debt
  • The interest rate, term, and estimated closing costs of the new loan

Early Payoff Calculator

This mortgage calculator determines the additional monthly payment amount needed to pay off your home loan sooner.

What you will need:

  • Original loan amount
  • Original interest rate
  • Original loan term
  • Months already paid Requested number of years to pay off

We’re Here to Help

You’re not alone. Whatever your mortgage needs may be, we can help. Connect with a Plains Commerce mortgage banker to get started today.

Contact a Mortgage Banker
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

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