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Kasasa Cash

The Checking Account that Gives Back

Kasasa Cash® is a free checking account that earns higher interest and refunds ATM fees.* No matter your financial situation, you can put your money to work for you.

There’s no minimum balance required to open a Kasasa Cash account, so as soon as you qualify, you can start earning higher interest rates on any amount in your account. Plus, you can link it to a Kasasa Saver® account and watch your savings grow automatically.

Looking for a great checking account? Switch to a Kasasa Cash account today!

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“[Kasasa interest rates] are far better than any standard checking or saving account. Most people don’t even realize how quickly ATM fees can add up—especially when you’re traveling and away from your local bank’s ATM. This is a feature that can save you money.”

Justine Waba, Retail Banking Coordinator

How does Kasasa Cash work?

Kasasa Cash account holders benefit from:

  • Interest rates above the national average
  • Refunds on ATMs nationwide*
  • Free online and mobile banking
  • Freedom from restrictions like recurring monthly service fees and a required minimum balance to earn interest

Even if you don’t meet the account’s qualifications in one statement cycle, your account remains free and will even earn a base rate of interest. You aren’t penalized and can go back to earning your full rewards the following month. Learn more about the benefits of Kasasa.

Compare Kasasa Accounts

Kasasa Cash Kasasa Saver
Interest Earned on Qualifying Balance 2.51% on balances up to $25,000 if qualifications are met 1.00% on balances up to $50,000 if qualifications are met
Interest Earned on Qualifying Over Max Balance 0.30% on balances greater than $25,000 if qualifications are met 0.30% on balances greater than $50,000 if qualifications are met
Interest Earned on Non-Qualifying Balance 0.03% on all balances if qualifications aren't met 0.03% on all balances if qualifications aren't met

Frequently Asked Questions

Is it really free checking?

What are the requirements for Kasasa accounts?

Can you get a Kasasa account at any financial institution?

Why should I open a Kasasa Cash account at Plains Commerce Bank?

Still have questions?

Reach out to one of our bankers, call us, or send us your question online.

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Still have questions?

Reach out to one of our bankers, call us, or send us your question online.

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*Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. To qualify for rewards, each qualification cycle you must have at least twelve (12) debit card purchases post and settle to your account, log in to your online banking account at least one (1) time per qualification cycle and receive electronic statements. ATM transactions do not count towards the twelve (12) qualifying debit card purchases. Monthly qualification cycle means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to close of the current statement cycle. Up to $20.00 in nationwide (domestic) ATM fees will be refunded when qualifications are met during that monthly qualification cycle. Rates may change after account opening or at our discretion. Rates are accurate as of 01/10/18. APY= Annual Percentage Yield. Fees may reduce earnings. Limit one (1) account per social security number. Contact us for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa & Kasasa Cash are trademarks of BancVue Ltd., registered in the U.S.A.


While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Plains Commerce Bank.

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