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Mortgage Monday

Mortgage Monday. It's Not That Hard.

[INSERT Visual representation of each perk HERE]

Get pre-qualified, lock in an all-time low rate, and receive one of the following local gift cards at loan closing:

  • Montgomery's Furniture $1,200 gift card
  • PCB Mastercard $500 gift card
  • Schulte Subaru or Billion Auto $1,500 gift card

Receive Local Perks At Loan Closing

[INSERT Step by step process (possibly infographic style) here]

  1. Connect with a mortgage banker.
  2. Submit your loan application on Mortgage Monday.
  3. At loan closing, receive $500-$1,500 in local gift cards.

Plains Commerce Bank makes getting a mortgage loan easy. Connect with a banker today!

Apply Now

Terms & Conditions

APPLICATION:

Plains Commerce Bank will give each customer the choice of one (1) $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR a $500 Plains Commerce Bank Mastercard® gift card after loan closing to each household that applies for a new mortgage loan or mortgage refinance with Plains Commerce Bank on Mortgage Monday via online (12:00 am- 11:59 pm Central Standard Time (CST)) or in person or by phone during our extended Mortgage Monday Hours of 7am to 7pm at our Aberdeen, Mitchell, Sioux Falls, and Watertown South Dakota locations. All credit and loan programs are subject to credit approval.

Customers who choose the $1,500 auto gift card (“Bonus”) after loan closing will receive their choice of gift card to either Schulte Subaru, Sioux Falls or Billion Auto, Sioux Falls. There is no minimum to purchase in order to redeem the gift card. Verifiable retail value: $1,500. There will be no cash compensation. The $1,500 auto gift card (“Bonus”) is valid only at the stated stores. Gift card redeemable only for the purchase of a new or used vehicle or a new lease on a vehicle. Any other services or labor cannot be applied to balance on gift card. Plains Commerce Bank may not participate in additional auto financing services unless engaged by customer. In the event financing options are unavailable, customer may exchange the $1,500 auto gift card (“Bonus”), for choice of $1,200 furniture gift card (“Bonus”), OR a $500 Plains Commerce Bank Mastercard® gift card with proof of non-purchase.

Customers who choose the $1,200 furniture gift card (“Bonus”) after loan closing: customers in the Sioux Falls area will receive a $1,200 gift card to Montgomery’s Furniture in Sioux Falls; customers in the Aberdeen area will receive a $1,200 gift card to Budget Furniture of Aberdeen; customers in the Mitchell area will receive a $1,200 gift card to Montgomery’s Furniture in Sioux Falls or Madison; customers in the Watertown area will receive a $1,200 gift card to Slumberland Furniture. There is no minimum to purchase in order to redeem the gift card. Verifiable retail value: $1,200. There will be no cash compensation. The $1,200 furniture gift card (“Bonus”) is valid only at the stated stores. Any other labor or services, including third party installation, that is not provided by the furniture store cannot be applied to balance on the gift card.

By participating in this promotion, you are consenting to Plains Commerce Bank releasing your name, address and phone number to a third-party service provider. Any notification of $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), or $500 Plains Commerce Bank Mastercard® gift card that is returned as undeliverable will result in no award. The customer accepting the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card agrees that the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card is awarded on the condition that Plains Commerce Bank and its representatives and employees will have no liability whatsoever for any injuries, losses of damages of any kind resulting from acceptance, possession or use of the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. No recipient may make any substitution or transfer of $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. Each participant shall accept the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card on an “as is” basis. Plains Commerce Bank and its third-party providers give no representation or warranty whatsoever as to the quality, merchantability or fitness for purpose or any other implied terms or conditions with respect to any bonus. Plains Commerce Bank reserves the right, at our discretion, at any time, without notice or assigning any reason, therefore, replace or substitute any bonus in the promotion with any other prize of similar value selected by Plains Commerce Bank. Participant agrees and acknowledges an IRS form 1099-MISC will be filed.

For the No Closing Cost loan program, No Closing Cost items include: Origination Fees, Processing and Underwriting fees, Title Insurance, Credit Report, Closing fee to the Title Company, Flood Certification, Appraisal, and all recording Fees. Escrows items including Homeowners Insurance and Taxes will be at the borrower’s expense also the Borrowers will be responsible for all pre-paid interest.

ELIGIBILITY: Open to legal residents of United States. Limit one (1) ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card) per household. Eligible loans must qualify for secondary market sale. Non-consumers are not eligible to participate in this promotion. Plains Commerce Bank is not responsible for any problems or technical malfunctions of any telephone network or lines, computer online sites, servers or providers, computer equipment, software, failure of any application to be received by Plains Commerce Bank on account of technical problems or traffic congestion on the Internet or at any Website, or any combination thereof, including any injury or damage to registrants’ or any other person’s computer related to or resulting from participation or downloading any materials for the loan process and/or Mortgage Monday. By completing and submitting an application for a new mortgage loan or mortgage refinance with Plains Commerce Bank during Mortgage Monday the customer agrees to abide by the terms of these official rules and the decisions of Plains Commerce Bank, which are final and binding on all matters pertaining to the loan and ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card). Customer consents to the use of their name in any manner by Plains Commerce Bank without further compensation (customer contact information is excluded and will not be used). Employees, board of directors, and shareholders of Plains Commerce Bank and their immediate families are not eligible for $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. Plains Commerce Bank shall not be responsible for any damages, taxes or expenses that customer might incur as a result of Plains Commerce Bank’s Mortgage Monday $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. Plains Commerce Bank reserves the right not to accept applications outside of our trade area. Plains Commerce Bank Mortgage Monday includes the following dates: February 10, February 17, and February 24, 2020 with the option to extend at discretion of Plains Commerce Bank. In the event that additional Mortgage Monday dates are selected, an addendum to this terms and conditions stating those dates will follow. Apply online at www. plainscommercemortgage.com or phone or in person at our mortgage offices in Aberdeen, Watertown, Mitchell or Sioux Falls, South Dakota on Mortgage Monday to be eligible for the ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR a $500 Plains Commerce Bank Mastercard® gift card) after loan closing. Any customer notification not responded to within thirty (30) days or returned as undeliverable may result in ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card) forfeiture. Plains Commerce Bank assumes no responsibility for lost, misdirected, late, damaged, incomplete, illegible and/or postage due mail. No substitution or transfer of ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card) is permitted except by Plains Commerce Bank and its promotion partners: Montgomery’s Furniture of Sioux Falls and Madison, Budget Furniture of Aberdeen, Slumberland Furniture of Watertown, Schulte Subaru and Billion Auto both of Sioux Falls. The sponsor of this $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card is Plains Commerce Bank, PO Box 7, Hoven, SD 57450, Phone 1-877-227-7548. By participating in Mortgage Monday, each customer unconditionally accepts and agrees to comply with and abide by these terms and conditions. The decisions of Plains Commerce Bank shall be final and binding in all respects. Void where prohibited by law. All federal, state and local laws and regulations apply. All rights reserved. Montgomery’s Furniture, Budget Furniture, Slumberland Furniture, Schulte Subaru, and Billion Auto are not a sponsor of this promotion.

Mortgage Monday 2020

Terms & Conditions

APPLICATION:
Plains Commerce Bank will give each customer the choice of one (1) $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR a $500 Plains Commerce Bank Mastercard® gift card after loan closing to each household that applies for a new mortgage loan or mortgage refinance with Plains Commerce Bank on Mortgage Monday via online (12:00 am- 11:59 pm Central Standard Time (CST)) or in person or by phone during our extended Mortgage Monday Hours of 7am to 7pm at our Aberdeen, Mitchell, Sioux Falls, and Watertown South Dakota locations. All credit and loan programs are subject to credit approval.

Customers who choose the $1,500 auto gift card (“Bonus”) after loan closing will receive their choice of gift card to either Schulte Subaru, Sioux Falls or Billion Auto, Sioux Falls. There is no minimum to purchase in order to redeem the gift card. Verifiable retail value: $1,500. There will be no cash compensation. The $1,500 auto gift card (“Bonus”) is valid only at the stated stores. Gift card redeemable only for the purchase of a new or used vehicle or a new lease on a vehicle. Any other services or labor cannot be applied to balance on gift card. Plains Commerce Bank may not participate in additional auto financing services unless engaged by customer. In the event financing options are unavailable, customer may exchange the $1,500 auto gift card (“Bonus”), for choice of $1,200 furniture gift card (“Bonus”), OR a $500 Plains Commerce Bank Mastercard® gift card with proof of non-purchase.

Customers who choose the $1,200 furniture gift card (“Bonus”) after loan closing: customers in the Sioux Falls area will receive a $1,200 gift card to Montgomery’s Furniture in Sioux Falls; customers in the Aberdeen area will receive a $1,200 gift card to Budget Furniture of Aberdeen; customers in the Mitchell area will receive a $1,200 gift card to Montgomery’s Furniture in Sioux Falls or Madison; customers in the Watertown area will receive a $1,200 gift card to Slumberland Furniture. There is no minimum to purchase in order to redeem the gift card. Verifiable retail value: $1,200. There will be no cash compensation. The $1,200 furniture gift card (“Bonus”) is valid only at the stated stores. Any other labor or services, including third party installation, that is not provided by the furniture store cannot be applied to balance on the gift card.

By participating in this promotion, you are consenting to Plains Commerce Bank releasing your name, address and phone number to a third-party service provider. Any notification of $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), or $500 Plains Commerce Bank Mastercard® gift card that is returned as undeliverable will result in no award. The customer accepting the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card agrees that the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card is awarded on the condition that Plains Commerce Bank and its representatives and employees will have no liability whatsoever for any injuries, losses of damages of any kind resulting from acceptance, possession or use of the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. No recipient may make any substitution or transfer of $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. Each participant shall accept the $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card on an “as is” basis. Plains Commerce Bank and its third-party providers give no representation or warranty whatsoever as to the quality, merchantability or fitness for purpose or any other implied terms or conditions with respect to any bonus. Plains Commerce Bank reserves the right, at our discretion, at any time, without notice or assigning any reason, therefore, replace or substitute any bonus in the promotion with any other prize of similar value selected by Plains Commerce Bank. Participant agrees and acknowledges an IRS form 1099-MISC will be filed.

For the No Closing Cost loan program, No Closing Cost items include: Origination Fees, Processing and Underwriting fees, Title Insurance, Credit Report, Closing fee to the Title Company, Flood Certification, Appraisal, and all recording Fees. Escrows items including Homeowners Insurance and Taxes will be at the borrower’s expense also the Borrowers will be responsible for all pre-paid interest.

ELIGIBILITY: Open to legal residents of United States. Limit one (1) ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card) per household. Eligible loans must qualify for secondary market sale. Non-consumers are not eligible to participate in this promotion. Plains Commerce Bank is not responsible for any problems or technical malfunctions of any telephone network or lines, computer online sites, servers or providers, computer equipment, software, failure of any application to be received by Plains Commerce Bank on account of technical problems or traffic congestion on the Internet or at any Website, or any combination thereof, including any injury or damage to registrants’ or any other person’s computer related to or resulting from participation or downloading any materials for the loan process and/or Mortgage Monday. By completing and submitting an application for a new mortgage loan or mortgage refinance with Plains Commerce Bank during Mortgage Monday the customer agrees to abide by the terms of these official rules and the decisions of Plains Commerce Bank, which are final and binding on all matters pertaining to the loan and ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card). Customer consents to the use of their name in any manner by Plains Commerce Bank without further compensation (customer contact information is excluded and will not be used). Employees, board of directors, and shareholders of Plains Commerce Bank and their immediate families are not eligible for $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. Plains Commerce Bank shall not be responsible for any damages, taxes or expenses that customer might incur as a result of Plains Commerce Bank’s Mortgage Monday $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card. Plains Commerce Bank reserves the right not to accept applications outside of our trade area. Plains Commerce Bank Mortgage Monday includes the following dates: February 10, February 17, and February 24, 2020 with the option to extend at discretion of Plains Commerce Bank. In the event that additional Mortgage Monday dates are selected, an addendum to this terms and conditions stating those dates will follow. Apply online at www. plainscommercemortgage.com or phone or in person at our mortgage offices in Aberdeen, Watertown, Mitchell or Sioux Falls, South Dakota on Mortgage Monday to be eligible for the ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR a $500 Plains Commerce Bank Mastercard® gift card) after loan closing. Any customer notification not responded to within thirty (30) days or returned as undeliverable may result in ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card) forfeiture. Plains Commerce Bank assumes no responsibility for lost, misdirected, late, damaged, incomplete, illegible and/or postage due mail. No substitution or transfer of ($1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card) is permitted except by Plains Commerce Bank and its promotion partners: Montgomery’s Furniture of Sioux Falls and Madison, Budget Furniture of Aberdeen, Slumberland Furniture of Watertown, Schulte Subaru and Billion Auto both of Sioux Falls. The sponsor of this $1,500 auto gift card (“Bonus”), $1,200 furniture gift card (“Bonus”), OR $500 Plains Commerce Bank Mastercard® gift card is Plains Commerce Bank, PO Box 7, Hoven, SD 57450, Phone 1-877-227-7548. By participating in Mortgage Monday, each customer unconditionally accepts and agrees to comply with and abide by these terms and conditions. The decisions of Plains Commerce Bank shall be final and binding in all respects. Void where prohibited by law. All federal, state and local laws and regulations apply. All rights reserved. Montgomery’s Furniture, Budget Furniture, Slumberland Furniture, Schulte Subaru, and Billion Auto are not a sponsor of this promotion.

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