Business Savings

When helping you create a strategy that will give your business the greatest return possible on its excess funds, we understand what you need: options and clarity. We offer the following options and will sit down with you to figure out how to utilize them to maximize your earnings and flexibility and help you plan your future.

Savings Account1,2 Current Interest Rates

Minimum to open: $0 Monthly service charge: $3.00 Minimum balance to avoid monthly service charge: $100 average balance during statement cycle Interest compounded and credited monthly: Yes Unlimited deposits and withdrawals in person or by mail3: Yes Free combined statements: Yes Free ATM card5: Yes Free online banking: Yes

Money Market Account1,2 Current Interest Rates

Minimum to open: $1,000 Monthly service charge: $15.00 Minimum balance to avoid monthly service charge: $1,000 daily balance Interest compounded and credited monthly: Yes Tiered interest based on balance: Yes Unlimited deposits and withdrawals in person or by mail3: Yes Free combined statements: Yes Monthly statements with check safekeeping: Yes Free ATM card5: Yes Free online banking: Yes Free check blanks: Yes Free cashier's checks and money orders: Yes Free notary services: Yes

Choice Money Market Account1,2 Current Interest Rates

Minimum to open: $50,000 Monthly service charge: $25.00 Minimum balance to avoid monthly service charge: $50,000 daily balance Interest compounded and credited monthly: Yes Tiered interest based on balance: Yes Unlimited deposits and withdrawals in person or by mail3: Yes Free combined statements: Yes Monthly statements with check safekeeping: Yes Free ATM card5: Yes Free online banking: Yes Free check blanks: Yes Free cashier's checks and money orders: Yes Free notary services: Yes

In addition to our savings options, we also offer a variety of Certificates of Deposit (CDs) for businesses. Our rates are always competitive, so contact one of our helpful business bankers a call and they will be happy to answer your questions and help you choose the product and term best for your situation.

      Certificates of Deposit(CDs)
      Exchange-A-Rate Certificates of Deposit (CDs)

Certificates of Deposit (CD)4

A CD is an excellent choice if you are looking for a better return from your investment and don’t require immediate access to your money. Term of CD: 3 month to 5 month Minimum to open: $500 Special Features: Competitive interest rate higher than regular savings Flexible terms to fit your savings goals Automatic renewal Free telephone banking Free online banking Term of CD: 6 month to 60 month Minimum to open: $1,000 Special Features: Competitive interest rate higher than regular savings Flexible terms to fit your savings goals. Automatic renewal Free telephone banking Free online banking

Exchange-A-Rate Certificates of Deposit (CD)4

This unique CD gives you the option to exchange your rate one time for a better rate during the first term of your CD. Term of CD: 48 month or 60 month Minimum to open: $1,000 Special Features: Exchange rate one time during first term Competitive interest rate higher than regular savings Flexible terms to fit your savings goals Automatic renewal Free telephone banking Free online banking

Individual Retirement Accounts (IRA)

You’re never too old or too young to invest in your retirement. Our IRA Certificates or ROTH IRA Certificates are available for three months and as long as five years. Your contribution may be tax-deferred or tax-free7. Please consult with your tax advisor for your personal eligibility determination.