Ag Lending

At Plains Commerce Bank, we take the time to get to know your business and what your needs are. We have a full range of loan products available for farmers and agricultural related businesses which provide services to farmers. We offer customized lending, local decision making, and great service, all important to helping you grow your business.

Operating Loans & Lines of Credit
Equipment, Livestock & Vehicle Loans
Real Estate Loans
Government Guaranteed & Participation Programs Commercial & Other Agri-Business Related Loans

Operating Loans & Lines of Credit

Farm operating loans are not a "one-size-fits-all" proposition, which is why we give you a choice of operating loans designed to fit the way you produce and market. Borrow a lump sum or enjoy a line of credit that gives you the freedom to respond to changing conditions.

Equipment, Livestock & Vehicle Loans

Whether you are financing or refinancing livestock, machine shed, grain bins, irrigation equipment, vehicles or other major items, our business bankers can help. On both new or used purchases, you’ll get more than just a competitive rate. You’ll also get options tailored to the needs of your operation - options that could add up to big savings. Plus, you’ll enjoy convenient payment plans matched to your seasonal cash flow.

Real Estate & Construction Loans

Whether you’re financing a land purchase, refinancing a current mortgage or land contract or making farm improvements, we offer competitively priced farm real estate loans. Fully amortized loans are available. We offer fixed rate options on real estate and construction loans. If conditions and circumstances point you toward adjustable rate or variable rate alternatives, we offer those as well.

Government Guaranteed & Participation Programs

Guaranteed loans are available to borrowers with limited capital resources. These loans are offered through the Farm Service Agency (FSA) and the South Dakota beginning farmer bond program.

Commercial & Other Agri-Business Related Loans

Whether your business is a large, commercial farming operation, an agribusiness, or involved in the processing/marketing of food or fiber, take a look at what we have to offer. We design financial programs specifically for you and the needs of your agricultural-related business.