Personal Loans

Answer a few quick questions and find out which products are designed for you.

We want to be there to help you grab on to your dreams. You’ve earned the buying power, now let us help you access it. We work to make sure the financing is quick, easy and fast in order for you to enjoy the reality of your dreams coming true.

Ready Reserve6 (Personal Line of Credit) apply today

Our Ready Reserve is a personal line of credit that is accessed through your checking account here at Plains Commerce Bank. If your checking account balance falls below $0, funds will be advanced into the account in $200 increments up to your approved credit limit. Our Plains Commerce Ready Reserve can save on costly overdraft fees and provide a short-term loan. Limits vary, but usually range from $500 to $2,000.

Personal Loans apply today

Our personal loans can provide the money you need for things like new or used cars, home improvements, education expenses, new or used boats, recreational vehicles, personal use - and more! Flexible term and payment options are available. Ask us about refinancing similar loans from other institutions.

Home Equity Line of Credit Visit our Mortgage Banking Section for more Information

Home Equity Line is a form of revolving credit in which your home serves as collateral. Because it’s a line of credit, not a term loan, you are allowed to draw on it at any time simply by writing a check. Because it’s secured by the equity in your home, the interest may be tax-deductible7. Repayment terms are flexible. You also have the option of making principal payments at any time. At the end of the term, the total outstanding balance is due in full or may be refinanced. Your equity line has a variable interest rate.

Home Equity Loans Visit our Mortgage Banking Section for more Information

Home Equity Loans can help make the most of your home’s inherent financial strength and may actually save you money through lower interest and tax savings7. With a fixed-rate, fixed-term loan, you’ll receive the cash you need all at once in a lump sum. Rates and payment options are flexible and very competitive!

Home Loans Visit our Mortgage Banking Section for more Information

Whether it’s your first time buying a home or you are purchasing that special retirement haven, we’ll help find a loan that works best for you. Check out our HomeLoan Center for more information on home loans.

Contact us at Plains Commerce Bank for further details on all loan products.

All credit and loan products are subject to credit approval.