ATM/Checkcard5
Our Advantage ATM & Checkcard saves you both time and money.
About the ATM/Checkard5
Apply for your ATM/Checkcard today | It is a convenient way to pay.
This card lets you pay using the money in your checking account. Simply present your Advantage ATM & Checkcard anywhere VISA debit is accepted and sign the receipt – it is that easy! Now you can pay for gas,
groceries, clothes and entertainment all from your checking account without the hassle of writing a check. Each month, you will receive a detailed listing of your transactions on your
statement, including the date, merchant name and amount of purchase.
It works as your ATM card too.
With our Advantage ATM & Checkcard, you can obtain cash
at thousands of ATM locations 24 hours a day. (Fees may apply.) Use it when traveling.You no longer need to worry about not being able to write checks while you are out of town. Our card is accepted at millions of merchant locations worldwide. |
| Activating | For your protection, Advantage ATM and Checkcards are inactive when issued. To activate your Checkcard, you must either call toll-free 877-219-4344 or complete a transaction at an ATM. |
| Signature-Based Transaction | To conduct a signature-based transaction:
- The merchant must accept Visa debit cards.
- Swipe or insert your Advantage card at the merchant terminal.
- Select the “Credit” option.
- The merchant will give you a receipt to sign and a copy for your records.
- Your checking account will usually be charged within 1-3 business days.
|
| Daily Dollar Limits | There are three separate daily limits; an ATM withdrawal limit,
a purchase limit and a teller cash-advance limit. Any of these
limits can be adjusted to suit your personal needs but for your
protection, we automatically set these at $100 daily dollar limit
for ATM cash withdrawal, $500 daily dollar limit for point of
sale purchases and $100 teller cash-advance limit. If you would
like the daily dollar limits at different amounts, please contact us for assistance. |
| Lost or Stolen Card | Report it to us immediately! After hours, call 1-800-236-2442.
You may be liable for ATM and PIN-based purchases.
For fraudulent ATM and PIN-based
purchase transactions, your loss is a maximum of $50 if
you notify us within two business days of learning of the loss of
your card. Failure to notify us within this time frame can result
in your being liable for up to $500.
On Visa signature purchases we will not hold you liable for unauthorized transactions, unless proven negligent. |
| Information about
your PIN | Memorize your PIN! DO NOT write it down, especially on your
card! When making a purchase, keep your card in sight at all
times.
You may change your PIN at anytime. Simply call 1-877-219-4344 and follow the voice response. Or, request a PIN change at any Advantage ATM and follow the instructions given. Either change is effective immediately. |
Problems with your
ATM/
Checkcard | Please contact us for assistance. Some of the reasons a card
may not work are:
The magnetic stripe may be damaged
or scratched
You may be attempting purchases or
withdrawals over your daily limit
The card may be inactivated due to multiple
denials |
| Verified by Visa | Shop with confidence. Shop with Visa. Your Visa card has multiple layers of security, making it the safe way to pay online. Get started today at
www.visa.com/verified |
