Certificate of Deposit⁴

In addition to our savings options, we also offer a variety of Certificates of Deposit (CDs). Our rates are always competitive, so contact one of our helpful personal bankers and they will be happy to answer your questions and get you set up with the product and term best for your financial needs.

       Certificates of Deposit (CDs)
       Exhange-A-Rate Certificate of Deposit (CDs)
       Family Savings Certificate of Deposit (CDs)
       Individual Retirement Accounts (IRAs)

CD Account Comparison Chart

Certificates of Deposit (CDs)4

A CD is an excellent choice if you are looking for a better return from your investment and don’t require immediate access to your money. Term of CD: 3 month to 5 month Minimum to open: $500 Special Features: Competitive interest rate higher than regular savings Flexible terms to fit your savings goals Automatic renewal Can be used for IRAs Free telephone banking Free online banking Term of CD: 6 month to 60 month Minimum to open: $1,000 Special Features: Competitive interest rate higher than regular savings Flexible terms to fit your savings goals Automatic renewal Can be used for IRAs Free telephone banking Free online banking

Exhange-A-Rate Certificate of Deposit (CDs)4

This unique CD gives you the features our other CDs as well as the option to exchange your rate one time for a better rate during the first term of your CD. Term of CD: 48 month or 60 month Minimum to open: $1,000 Special Features: Exchange rate one time during first term Competitive interest rate higher than regular savings Flexible terms to fit your savings goals Automatic renewal Can be used for IRAs Free telephone banking Free online banking

Family Savings Certificate of Deposit (CDs)4

Want a savings product that allows you to gradually build funds for a fixed term? If so, the Family Savings CD is for you. Term of CD: 12 months Minimum to open: $500 Special Features: Add additional deposits of $50 or more at any time Competitive interest rate higher than regular savings Flexible terms to fit your savings goals Automatic renewal Can be used for IRAs Free telephone banking Free online banking

Individual Retirement Accounts (IRA)

You’re never too old or too young to invest in your retirement. Our Traditional IRA Certificates or ROTH IRA Certificates are available for three months and as long as five years. Your contribution may be tax-deferred or tax-free. Please consult with your tax advisor for your personal eligibility determination.